IRS Deadline To Claim Unclaimed Stimulus Checks For 2024: Know Application Process

While most Americans have received their stimulus checks, some people, particularly those who don’t typically file tax returns, may have missed out.

If you haven’t yet claimed your 2021 stimulus check, the IRS has set a deadline to ensure eligible individuals can still access this payment. Here’s what you need to know to claim your unclaimed stimulus check.

When Is the Deadline to Claim Your Stimulus Check?

While the 2020 Recovery Rebate Credit can no longer be claimed, the IRS has confirmed that the 2021 stimulus check can still be claimed through the 2021 Recovery Rebate Credit. The deadline to apply for this credit is April 15, 2025.

If you did not receive the 2021 Economic Impact Payment (stimulus check), you will need to file a 2021 tax return, even if you weren’t required to file a tax return due to low income. This filing will allow you to claim your unpaid stimulus money.

How to Claim Your Stimulus Check

If you missed out on your 2021 stimulus payment and believe you are eligible, the IRS recommends filing a tax return for the 2021 tax year. Here’s how to go about it:

1. File a 2021 Tax Return: Even if you don’t normally file taxes, you’ll need to file a return to claim the Recovery Rebate Credit for the 2021 stimulus check.
2. Use Free Resources: The IRS suggests using the Volunteer Income Tax Assistance (VITA) program, which provides free tax filing help for individuals with low to moderate incomes. This is especially useful if you’re only filing to claim the stimulus check. You can learn more about VITA and see if you qualify for assistance by visiting the IRS’s official page: IRS VITA program.
3. Get Professional Help: If you’re unsure about filing or need help, consulting a tax professional may be a good option. They can guide you through the process and ensure everything is done correctly.

Who Should File?

If you’re eligible for the 2021 stimulus check but didn’t receive it, you should file a tax return even if you weren’t required to file in 2021 due to low earnings.

Many people who don’t typically file, including retirees, part-time workers, and students, may still qualify for the Recovery Rebate Credit.

By filing for 2021, you could receive the full stimulus amount you missed, which could provide a significant financial boost.

What Is the Recovery Rebate Credit?

The Recovery Rebate Credit is the official method for claiming unreceived stimulus payments.

If you did not get the full amount of the 2021 Economic Impact Payment, filing for this credit on your 2021 tax return will allow you to receive the money you’re owed. The amount will be either issued as a refund or applied toward any taxes owed.

Don’t Miss the Deadline

The deadline to file for the 2021 stimulus check through the Recovery Rebate Credit is April 15, 2025.

While this seems like plenty of time, it’s best to file as soon as possible to avoid missing the deadline and ensure you get the money you’re entitled to.

If you know someone who might not be aware of this opportunity, be sure to let them know so they can claim their stimulus check before it’s too late.

If you or someone you know has not yet received their 2021 stimulus payment, it’s not too late to file a 2021 tax return and claim the money through the Recovery Rebate Credit.

The deadline to apply is April 15, 2025, but it’s a good idea to act quickly to avoid any delays. Using free tax assistance programs like VITA can make the process easier, ensuring that those who are eligible get the financial boost they deserve.

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