The Department of Veterans Affairs (VA) provides educational assistance through Chapter 35, also known as the Survivors’ and Dependents’ Educational Assistance (DEA) program.
This program supports the spouses and children of veterans who have died or been permanently disabled due to service-related injuries.
Whether you are pursuing a college degree, vocational training, or an apprenticeship, Chapter 35 benefits are designed to reduce the financial strain of education.
With new payment rates for 2024-2025, it’s essential to understand how to maximize these benefits and navigate the payment schedule.
Chapter 35 VA Payment Overview
Under the Chapter 35 DEA program, monthly financial support is provided based on the student’s enrollment status and the type of educational program. Full-time college students, for example, can receive $1,536 per month.
Meanwhile, students attending part-time or those in vocational training programs receive lesser amounts, calculated based on their specific course load or training hours.
Payment Breakdown
| Enrollment Status | Monthly Amount |
|---|---|
| Full-Time (college/university) | $1,536 |
| Three-quarters Time | $1,214 |
| Half-Time | $890 |
| Less than Half-Time | Up to $890 (cost of tuition and fees) |
| Quarter-Time | $384 |
For non-degree programs, payments depend on the clock hours of the training program or the duration of on-the-job training. For instance, apprenticeships offer payments that gradually decrease as training progresses.
Payment Dates for Chapter 35
The payment schedule for Chapter 35 benefits follows the federal fiscal year. For the 2024-2025 period, the VA has confirmed that the new payment rates will be effective from October 1, 2024, to September 30, 2025.
Payments are distributed on a monthly basis to eligible dependents, with amounts varying depending on course load and program type.
Eligibility Criteria for Chapter 35 DEA Benefits
To receive Chapter 35 benefits, applicants must meet specific eligibility criteria. Here’s what you need to qualify:
- Relationship to Veteran: You must be a spouse or child of a veteran who has died or become permanently disabled due to a service-related injury or illness.
- Service-Related Circumstances: Dependents of service members who are missing in action (MIA) or held captive by a foreign government are also eligible.
- Program Type: Chapter 35 benefits cover various educational programs, including degree programs, certificate courses, apprenticeships, and on-the-job training.
- Time Limit: Benefits generally expire 10 years after the veteran’s death or the date they were declared permanently disabled. Extensions may apply in some cases.
Pay Chart for On-the-Job Training and Apprenticeships
For those pursuing on-the-job training or apprenticeships, the payment rates differ slightly from traditional college students:
| Training Period | Monthly Amount |
|---|---|
| First 6 months | $945 |
| 7 to 12 months | $710 |
| 13 to 18 months | $466 |
| 19 months and beyond | $237 |
Payments decrease over time as the trainee becomes more experienced and closer to completing their program.
How to Apply for Chapter 35 Benefits
Applying for Chapter 35 DEA benefits is a straightforward process:
- Complete VA Form 22-5490: The Dependents’ Application for VA Education Benefits can be filled out online via the VA’s official website.
- Submit Supporting Documents: Applicants must provide proof of the veteran’s service and the dependent’s eligibility (e.g., birth or marriage certificates).
- Approval and Payment Notification: After submitting the application, the VA will notify the applicant once the benefits are approved. Payments are then scheduled based on enrollment.
The entire process can be completed online, and applicants can track the status of their application through the VA website.
Maximizing Your Chapter 35 Benefits
To make the most of your Chapter 35 benefits, here are some tips:
- Stay Updated: Payment rates are subject to annual adjustments, so be sure to check for updates regularly.
- Plan Your Course Load: Full-time students receive the highest payments, but even part-time and vocational students can benefit significantly from the program.
- Use Your Benefits Before Expiration: Benefits typically expire 10 years after the veteran’s death or disability determination, so it’s important to plan your education accordingly.
- Combine Benefits with Other Aid: If possible, supplement your Chapter 35 benefits with other forms of financial aid, such as scholarships or grants, to reduce your education costs further.
By understanding how the payment schedule and eligibility work, you can ensure that you receive the maximum financial support available through the Chapter 35 program.
The Chapter 35 DEA program offers invaluable support for dependents of veterans, helping them afford education and training.
Whether you’re attending college full-time or pursuing on-the-job training, the benefits provided can significantly ease the financial burden. By understanding the payment schedule, eligibility requirements, and how to apply, you can take full advantage of these benefits and secure your educational future.
FAQs
Who qualifies for Chapter 35 VA benefits?
Spouses and children of veterans who died or were permanently disabled due to service.
How much do full-time students receive under Chapter 35?
Full-time students receive $1,536 per month.
When do Chapter 35 payments begin in 2024?
Payments begin on October 1, 2024, and run through September 30, 2025.
Can I receive benefits for vocational training under Chapter 35?
Yes, benefits are available for non-degree programs like apprenticeships.
How do I apply for Chapter 35 DEA benefits?
Complete VA Form 22-5490 and submit it online or through your local VA office.
